Looking to Fund Your New Roof?

Secure the Financing You Require for Any Size Roof Project.

Smart Financing Options for Roofs 

Ready to transform your home but concerned about budget? At American Roofing and Exteriors, we believe your dream home shouldn’t wait! That’s why we offer flexible financing options tailored to fit your needs.

By inquiring today, you’re taking the first step towards a hassle-free way to fund your home improvements. Whether it’s a new roof, updated siding, or those windows you’ve been dreaming about, our financing solutions are designed to bring your home exterior projects to life without the stress.

Fund Your Roofing Endeavor

The expense of installing a new roof encompasses a broad spectrum, influenced by a variety of determinants such as:

  • The dimensions of your roof
  • The architectural design and intricacy of the roof
  • The selection of shingles or other roofing materials
  • The choice between synthetic underlayment or traditional felt
  • The roofing professional engaged for the installation, as labor costs differ
  • The location of your property

These factors contribute to the complexity of budgeting precisely for a roofing project.

Roof financing options are available to bridge the gap, ensuring you can secure your investment when needed.

Contact us for financing questions here.

Request Financing


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Synchrony Financing

Synchrony Finance

Synchrony offers us very competitive options. Apply today and take time to pay with Synchrony whether with no monthly interest or low APR options on approved credit. Get a decision in seconds with no impact on your credit bureau score.

Service Financing

Service Finance

Don’t let financial worries hold you back – discover how easy and affordable upgrading your home can be with Service Finance and American Roofing and Exteriors!

Deferred Interest Plans

(Minimum Monthly Payments)

  • Term lengths available: 6 months, 12 months, 18 months
  • Deferred Interest is when interest payments are deferred on a loan during a specific period.
  • You will not pay any interest if your entire balance on the loan is paid off before this period ends.
  • If you do not pay off the loan balance before the end of the period, then interest charges will accrue.

Zero Interest Plans

(Same as cash with NO monthly payments)

  • Term lengths available: 3 months, 6 months, 12 months
  • The zero-interest plan is a simple & straightforward same-as-cash option for the selected loan period.
  • No minimum payments are required, but the loan must be paid in full by the end of the period.

Fixed Payment

(Reduced APR Until Paid in Full)

  • Plans Term lengths available: 27 months (5.99% APR), 61 months
  • (7.99% APR), 98 months (9.99% APR)
  • The fixed payment is an installment loan with an interest rate that cannot be changed during the life of the loan. The APR will be reduced as the loan period goes on until it is paid in full.

Top FAQs On Financing New Roofs

Remember, the availability of APR and financing terms can differ based on the loan amount, repayment term, and the borrower’s credit profile. Financing programs are independent, and qualification for such programs will depend on the lender’s criteria.

We recommend you complete our financing form to discuss the latest financing options.

Whether insurance will cover the cost of a new roof largely depends on the reason for the replacement and the specifics of your insurance policy. Typically, if the roof needs to be replaced due to accidental or weather-related damage, your homeowner’s insurance may cover it. However, if the replacement is due to wear and tear or for aesthetic upgrades, it’s unlikely that your insurance policy will contribute to the costs.

Loan terms for financing a roof can vary significantly depending on the lender. Short-term loans can lead to quicker payoff and potentially less interest accrued, but they come with higher monthly payments. On the other hand, longer-term loans, often extending up to 120 months or more, can make the monthly payments more manageable, even though they may result in a higher total interest cost over the life of the loan. Many homeowners find the longer terms preferable for keeping payments in line with their monthly budget.

Indeed, many roofing companies such as American Roofing & Exteriors offer financing options to make roof replacement more manageable financially. These payment plans can differ widely in terms of down payment required, interest rates, and repayment terms. It’s essential to discuss with your chosen roofing contractor to understand the specific details and find a plan that aligns with your financial situation. Request Financing here and lets have a conversation.